Are you in transition and about to lose your group health and dental benefits?

Don't let the loss of your of your group health and dental benefits take away your peace of mind.

The Manulife Financial FollowMe health and dental benefits are available to those leaving a group plan and as long as you apply within 60 days of your group health benefits ending, your acceptance is guaranteed – without a medical questionnaire or exam! 

FollowMe offers you solid, yet affordable coverage and will help ensure that you and your family can maintain many of the benefits you enjoyed under your group health plan.

One of the things that makes FollowMe Health unique is that it allows you to decide which level of protection best suits your needs and budget. So you’ll pay only for the health coverage you really want and need.

With FollowMe Health, put an end to your worries about losing your group health benefits and enjoy solid protection against ongoing and unexpected healthcare expenses.

 If you would like to take advantage of this opportunity, please contact me Nick Godfrey at 905-815-7186 or email Nick@ProInsure.ca

Click to view Product Information, Rate Chart, Brochure, Application

Critical illness insurance offers help paying costs associated with life-altering illnesses. If you become sick with an illness covered by your policy and survive the waiting period, you receive a lump sum cash payment - you decide how to spend the money.

Over 90% of the claims made under a Critical Illness Policy are for Cancer, Stroke and Heart Attack resulting in by-pass surgery.

If you were sick you might need to spend money seeking alternative treatments or require to make renovations to your home. The lump sum pay-out protects your savings and retirement plans. The pay-outs can be from $25,000 to $2 million.

Some of the diseases covered by Critical Illness Insurance

Your earning potential is a far more valuable asset than your automobile or your home.

Disability insurance is designed to protect you from the possible loss of income.

What's the possibility of this happening? It's more than you'd imagine.

Spending a small percentage of your income for protection makes sense.

If you earned $100,000 and became sick or injured your income would stop.

However if you had spent 2%-3% of your income for protection you would qualify to receive up to 60% of your income tax-free after satisfying the conditions of your contract.

Chances of becoming disabled for 3 months or longer before age 65*

* Derived from 1985 Commissioners Individual Disability Table A.

Group Benefits

Most people want a group plan that pay for their prescription drug and dental expenses but a well rounded plan will cover much more than that.

Many people who are retiring and leaving their employers group health insurance plan need help deciding which elements of a group insurance plan are the most important.

If you're self-employed or are an employee of your own business, health and dental premiums may be a non-taxable benefit and a tax deductible expense. For others, the premiums may qualify as a medical expense and create a tax credit.