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Manulife IncomePlus - Income for Life - Guaranteed!

Do your retirement plans ensure you have guaranteed income for life?

Saving for your retirement involves a lot of careful planning. Not only do you have to ensure your savings will be sufficient to fund your future need for income, you also have to ensure that your nest egg will last as long as you’ll need it. With longer life expectancy, this could be 30 years or more.

As you may know, there are a number of different investment products currently available, such as GICs, annuities, mutual funds and segregated funds. But do any of these investments guarantee that your retirement income will be predictable, sustainable, and potentially increasing? Or that it will last a lifetime?

Manulife Investments has recently enhanced GIF Select featuring IncomePlus. Unique in Canada, IncomePlus is now even better positioned to help provide you with:

• Predictable income guaranteed not to decrease no matter how investments perform*

• Sustainable income that will last for life or at least until the principal is completely repaid*

• Potentially increasing guaranteed income to help offset inflation

• Control of your investment and access to your savings at any time

• Tax-efficient income when held in a non-registered account

• Benefits that can ensure the smooth transition of your estate

The features and benefits work together to allow you to invest for continued growth while being assured that your savings can

provide a predictable stream of retirement income for life.

If you would like to discuss this opportunity in more detail, please call me at 905-815-7186, to set up an appointment. Manulife Investments is with you every step of the way.

* Exceeding the withdrawal thresholds may have a negative impact on future payments. The Lifetime Withdrawal Amount is available after December 31st of the year the annuitant turns age 65. Payments can continue until the contract reaches maturity or upon death of the last surviving annuitant.

 Protection, Wealth Creation and Management

It's better to have insurance and not need it than to need it and not have it.

ProInsure is a Life Insurance Brokerage Agency located in Oakville, Ontario.

472 Caesar Avenue, Oakville, ON, L6J 3Z2 - 905-815-7186