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Yes, you
need travel insurance if you are going to the USA for only a short time - OHIP
will NOT cover you!
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Travel Insurance -
Canadian Travelers
Several options Available
to best suit your needs:
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 | Single-Trip Plan:
Provides coverage for one trip for the number of days you have
purchased. No age limit. |
| Quick Trip Plan:
Provides coverage for one trip of less than 18 days for those 55-74
years of age. |
| Multi-Trip Plan:
Provides coverage for an unlimited number of trips during your policy
year for the number of days you have purchased. Options of 4, 10, 18
and 30 day plans. No age limit. |
| All-Inclusive Plan:
Provides several benefits all in one plan. It covers Emergency
Medical, Trip Cancellation & Interruption, Baggage Loss, Delay &
Damage, Flight Accident and Travel Accident. |
| Travel Canada Plan:
Provides Emergency Medical Insurance if all your travel is within
Canada at 50% off the regular Single-Trip Emergency Medical Plan
rates. |
| Trip
Cancellation/Interruption Plan:
May be purchased as part of an All-Inclusive Plan or separately. |
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Insurance benefits
available to you:
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| Emergency Medical
Insurance: Covers you up to
$5,000,000 for expenses as a result of emergency medical attention
required during your trip. |
| Trip Cancellation &
Interruption Insurance:
Covers you for up to $5,000 per insured per trip (up to a maximum of
$7,000 per policy year for a Multi-Trip Plan) if you are unable to
travel or your trip is interrupted due to a covered event. |
| Baggage Loss, Damage
& Delay: Covers you up to
$1,000 per trip (up to a maximum of $3,000 per policy year for a
Multi-Trip Plan) for loss or damage to your baggage and covers you up
to $500 per trip (up to a maximum of $1,500 per policy year for a
Multi-Trip Plan) for baggage delay. |
| Flight Accident:
Covers you for $100,000 for death or double dismemberment, or $50,000
for single dismemberment. |
| Travel Accident:
Covers you for $50,000 for
death or double dismemberment, or $25,000 for single dismemberment. |
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Travel Insurance - Visitors to Canada
Who can apply?
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| Visitors to Canada; |
| Canadians who are not
eligible for benefits under a government insurance plan; |
| Persons who are in
Canada on a work or student visa; |
| New immigrants who are
awaiting government health insurance plan coverage; |
| Those who meet the
eligibility requirements. |
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Several options to choose
from:
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| Single-Trip Plan:
Provides Emergency Medical
coverage for one trip for the number of days you have purchased.
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| Multi-Trip Plan:
Provides up to $150,000 of Emergency Medical coverage for an unlimited
number of 30-day trips to Canada during a one year period. Available
up to age 69. |
| Trip Interruption
Coverage: An optional
benefit, which covers the pre-paid non-refundable and non-transferable
portion of your trip up to $1,500 ($5,000 for family coverage) should
it be interrupted due to a covered event and you are required to
return to your home country. |
| Travel Accident
Coverage: An optional
benefit, which covers up to $50,000 CDN for an accidental bodily
injury or death. |
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